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How to Get Money Back When You Turn in a...

[QUESTION]I'm about to turn in my leased Mazda. The lease specified a limit of 10,000 miles a year for three years, but I've driven the car only 16,000 miles. Does the lower mileage give me any negotiating...

How to Switch Out of a Medicare Advantage Plan

[QUESTION]I signed up for a Medicare Advantage plan and started to use it, but I discovered that some of my doctors aren't included. Can I switch to another Medicare Advantage plan or switch back to traditional...

Deducting an IRA Contribution on Your Tax Return

[QUESTION]My son, who is 23 years old and single, contributed the maximum $18,000 to his Roth 401(k) at work in 2016. His employer matched $9,000. Can he also make a tax-deductible contribution to an IRA?TAKE OUR...

5 Ways You Can Still Boost Your Tax-Advantaged...

[QUESTION]Is it too late for me to contribute to my IRA and health savings account for 2016?SEE ALSO: FAQs About Health Savings Accounts [ANSWER]No, it's not too late. Even though you had to make 401(k)...

How to Get Your Tax Refund Sooner

[QUESTION]How soon can I file my taxes, and how long will it take to get my refund?[ANSWER]The IRS started accepting 2016 tax returns on January 24. You can file your return as soon as you receive your W-2s,...

How Home Buyers Can Tap an IRA Penalty Free

[QUESTION]My husband and I would like to help our son make a down payment on his first home, and we're thinking of tapping our IRAs, but we're not 59½ yet, so we're worried about incurring a penalty. What are...

Insurers No Longer Selling Long-Term-Care Policies

My long-term-care insurance company, John Hancock, is no longer selling new policies. What will happen to my coverage? --B.C., Arlington, Va.SEE ALSO: 10 Financial Decisions You'll Regret in Retirement John...

Qualifying for the Retirement Savers' Tax Credit

[QUESTION]I retired from my career a few years ago but still earn a little money working part-time at a golf course. I read your column about retirees who work part-time being able to contribute to a Roth IRA....

How Speeding Tickets Affect Your Car Insurance...

My 27-year-old daughter, who lives in Maryland, just received a speeding ticket. How much will her car insurance premiums increase, and for how long? --E.G., Parkville, Md.See Also: How to Verify That New-to-You...

Tax Deductions for Independent Contractors

[QUESTION]I retired from my job early in 2016 and then did some part-time consulting work for my old company. I was paid a few thousand dollars as an independent contractor. What tax forms do I need to file, and...

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Stories & Features

Investing

Harding Loevner Delivers Two Winning...

In recent years, U.S. investors would have done well to avoid the rest of the world. But after years...

Spending Wisely

How to Make Your Smartphone Battery Last Longer

Smartphone batteries weren't meant to last forever. But replacing the battery in many new phones can...